Swarnima Scheme For Women Registration – Eligibility, Apply Online

The ministry of social justice and empowerment has introduced a loan scheme named Swarnima Scheme for women’s of India. In this scheme the government provides financial assistance to the entrepreneur women belonging from the backward category. The main motive of this Swarnima Scheme For Women is to empower women by providing them with social and financial security. Under the National Backward Classes Finance and Development Corporation (NBCFDC) initiative, which is implemented by State Channelizing Agencies (SCAs), all the eligible females can obtain loans up to ₹2,00,000 at a five percent annual interest rate.

In this article we have provided complete details regarding Swarnima Scheme For Women Registration Process, Swarnima Scheme For Women Eligibility, Benefits of Swarnima Scheme For Women, How to Apply for Swarnima Scheme For Women, Direct Link regarding. 

Swarnima Scheme For Women Registration

A scheme named with Swarnima Scheme has been launched by the ministry of social justice and empowerment for all the backward class womens who are entrepreneurs and want to extend or start up their business. The main motive of this loan scheme is to provide john to women so that they can be secured socially & financially. By using this scheme they can focus on their better livelihood and financially independent life. All the interested womens who want to register their anime for this Swarnima Scheme For Women have to visit the nearest SCA office. You need the required documents and visit the nearest office for Swarnima Scheme For Women Registration.  All the female entrepreneurs who want to take loan must have the minimum age of 18 years or maximum age of 55 years to be eligible for loan. The family income of that applicant should not be more than 3 lakhs per annum. A maximum amount of Rs. 2 lakh will be provided as loan with an interest rate of 5%. 

Name of the scheme Swarnima Scheme For women 
Type of scheme Loan 
Beneficiary Of scheme Womens 
Category Backward Class 
Loan provide for financial assistant to the entrepreneur women
Maximum amount of ;oan Rs. 200000
Interest rate 5%
Age limit 18 years to 55 years 
Family annual income Should not be more than 3 lakh 
CategoryYojana
Maximum period for repayment 8 years 
Swarnima Scheme For Women Registration

Swarnima Scheme For Women Eligibility

All the women who belong to the backward category and want to take the benefit of loan amount under this Swarnima Scheme must check their eligibility before applying for this scheme. 

  • The beneficiary just be a woman candidate.
  • Women must be an employer or employment.
  • The annual total income of the applicant family should be 3 lakhs per annum or below 3 lakhs per annum.
  • The age of the beneficiary should not be more than 55 years and not less than 18 years. 
  • The applicant must be a member of a backward class group which is notified by the state or central government from time to time to be eligible to get the loan amount under this scheme. 

Benefits of Swarnima Scheme For Women

  • All the beneficiaries of these schemes can use this loan amount for Small Business, Technical, Transport, artisanal, agricultural, professional, traditional, and service industries.
  • Under this scheme all the eligible womens will get a subsidy amount of Rs. 2 lakh with an interest rate of 5% annually. But the beneficiary women should be entrepreneurs. 
  • The beneficiary female candidate is not required top investor any money of its own in the project which is in the cost of upto Rs. 2 lakhs. 

Financing Pattern With Rate Of Interest

Pattern of FinancingAmount given Swarnima Scheme For Women Rate of Interest 
NBCFDC Loan 95% 2% per annum 
Channel Partner Contribution 05% 5% per annum 

Swarnima Scheme For Women Registration – Documents Required

  • A permanent residential certificate of applicant 
  • A valid Id proof 
  • Aadhar Card
  • A caste certificate of the beneficiary as a proof of their backward class category 
  • A passport size photo of the applicant 

Guide To Apply for Swarnima Scheme For Women Registration

All the interested and eligible applicants who want to take the benefit of this Swarnima Scheme can follow given instructions to apply for the Swarnima Scheme For Women.

  • All the women entrepreneurs who are eligible and want to take the loan under the scheme have to visit the nearest SCA office with their all required documents to submit. 
  • They can visit the https://nsfdc.nic.in/channel-patrners/scas website to locate the nearest SCA office. 
  • All the applicant has to fill is an application form with all the correct information in it.
  • They have to mention their requirements and possibilities in their work field with any training requirements if needed. 
  • After the compilation of the filling application form you have to attach all the required documents and need to submit them in the nearest SCA office. 
  • A verification process will be done by the committee before allowing the loan amount. 

Direct Link To Check Swarnima Scheme For Women Nearest SCA

Swarnima Scheme For Women Nearest SCACheck List

FATs on Swarnima Scheme For Women Registration

What amount of loan will be given under this Swarnima Scheme for women?

An amount of Rs. 200000 will be given under this Swarnima Scheme for women.

What interest will be paid by the beneficiary under this Swarnima Scheme for women?

5% per annum loan interest will be paid by the beneficiary under this Swarnima Scheme for women.

What maximum time is allowed to repay the loan under the Swarnima Scheme for women?

Maximum 8 years time is allowed to repayment of the loan under Swarnima Scheme for women.

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